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Banks vs Fintech: A Coronastory
Many of the perceived Covid winners such as e-commerce, videogame and streaming media companies have simply been pulled a few years forward into a future that was inevitable. Their destiny did not change. The future for those businesses simply accelerated whereas the future for category leading “brick and mortar” retailers has changed dramatically ... See more
Gavin Baker • Why category leading brick and mortar retailers are likely the biggest long term Covid…
Many DeFi advocates anticipate a future world of peer-to-peer uncollateralized lending on blockchains, allowing crypto holders to lend and cut out fees charged by banks for credit scoring, monitoring and payment. Good luck with that. Fintech lending holds some clues since the industry uses AI tools to make uncollateralized lending decisions, and th... See more
JP Morgan • The Maltese Falcoin | J.P. Morgan Private Bank
The (Neo) Bank Bundle & Transition to Subscription Revenue
John Street Capitaljohn-street-capital.medium.com
La banque bascule sur les mobiles et les smartphones. Mais les banques traditionnelles résistent : vous continuez à leur faire confiance, vous continuez à accepter de payer des frais largement plus élevés que ceux des banques en ligne ou mobiles. C’est votre choix. Les banques ont de plus en plus de concurrence mais, en France, elles résistent bien
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