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Wave Hunting
The (Neo) Bank Bundle & Transition to Subscription Revenue
John Street Capitaljohn-street-capital.medium.com
Another model is embedding the check cashing into a larger suite of services. Cash App is a notable standout here (and, IMHO, probably the most interesting financial product the tech industry has created for the un-/underbanked.) On the backend, Cash App has simply convinced a bank to have a wider risk envelope as part of the price for working with
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What would be the equivalent of mortgage origination in the case of a career shift credit? I think that the abundance of data creates value that makes it easier for banks to reach better allocation decisions. Much like Amazon in retail and Facebook in design[450], banks need to learn to exploit data so as to turn everything, including failure, into
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