Saved by sari
March 2020 - Vertical Neobanks
As a result of that size / scale of deposit base it’s almost impossible for Neobanks to compete on cost of capital which means they need to follow suit & implement a subscription bundle.
John Street Capital • The (Neo) Bank Bundle & Transition to Subscription Revenue
Creator centric platforms are at an advantage to beat traditional finance to adapting to the capital needs of creators. They have unique insight into the pipeline and revenue data that traditional financial institutions don’t have and don’t understand.
Nisha Rangarajan • embedded finance x creator economy
Rather than interpreting fintech's job as bringing Old World institutions online, embedded finance modularizes financial functions. Rather than directly involving a bank, payments can be made across the web through embedded tools like Stripe, Adyen, PayPal, and Square.