Bright, Devoted, and Oscar have all structured their plans to financially align themselves with providers: when providers provide cost-effective care, both parties gain.

There is a lot of talk in the healthcare world lately about “value-based care.” This means that instead of being paid for each individual test, procedure, or office visit, health care providers are increasingly being reimbursed based on how well they improve patient outcomes. In other words, providers are being paid to keep people healthy, rather t... See more