The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All

Or you could make a commitment to yourself that you won’t buy anything but necessities for the next 30 days.

about—so we avoid planning for the very items that will make a massive impact on our finances.

They have a plan. Instead of getting caught on a spending treadmill of new phones, new cars, new vacations, and new everything, they plan to spend on what’s important to them and save on the rest.

Oublions les budgets. On va créer un plan de dépenses réfléchies. Que diriez-vous si vous économisiez et investissiez suffisamment d’argent tous les mois et que vous pouviez dépenser le reste sans avoir mauvaise conscience ? Eh