When people talk about web3 merging culture and finance, or “financializing culture,” these are some of the many examples they’re talking about. Financializing sounds like a dirty word, but put another way, it’s giving people a chance to earn money while they do what they find fun.

Financial services simply weren’t designed for the modern internet, and this is a pain point for businesses today: nearly half (46%) of companies report that their banking experience has hindered their company growth.

Multiplayer mode may be democratizing in enabling user-generated finance, but it will only be empowering if it gives people the resource and access to good teams. Whether that can happen remains one of the most important questions of our current technological revolution.