We should also acknowledge the role that luck, privilege, and access played in the success of many of these founders. Even the smartest people with the best ideas got lucky somewhere. What is important, though, is that these founders kept building until their luck came through.

Clubhouse is an audio-only social network where people can listen in to live chats and discuss various topics, like tech or sports. Started in 2020, the company got millions of users and a billion-dollar valuation in less than a year. It looks like an overnight success, but Davison and Seth had launched various consumer social apps over the previou

Se você jogar por tempo suficiente, é possível que tenha sorte. No jogo da tecnologia, o amanhã é muito diferente do hoje. Se você conseguir sobreviver até amanhã, o novo dia poderá trazer a solução que lhe parece impossível hoje.

A plan is only useful if it can survive reality. And a future filled with unknowns is everyone’s reality.

A good plan doesn’t pretend this weren’t true; it embraces it and emphasizes room for error. The more you need specific elements of a plan to be true, the more fragile your financial life becomes. If there’s enough room for error in your savings