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the concept of debt or equity as an individual
There are real ramifications of reading these articles for decades and decades. You start to believe it. You start to think the only way to manage money is to hoard it and create an increasingly long list of noes. Soon, the guilt isn’t just coming from money experts and the outside world. It’s coming from you.
Ramit Sethi • I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)

From age 20-50, I can't stress this enough: https://t.co/l6dcTVpsTD

But there’s only one way to stay wealthy: some combination of frugality and paranoia.