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Early Retirement Extreme: A philosophical and practical guide to financial independence
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In my own lexicon, being a “cheapskate” is a virtue, not a vice. It’s not about being greedy or dishonest, and it’s not about sacrifice or deprivation. It’s all about choices—deciding what’s really important in your life (particularly those things that come without a price tag) and skipping the rest.
Jeff Yeager • How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement
Time to Capture Missed Savings Opportunities
Jeff Yeager • How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement
You can enjoy the fun of beating the system that exists to take your money and live a middle-class lifestyle on a quarter of the usual numbers.
Jacob Lund Fisker • Early Retirement Extreme: A philosophical and practical guide to financial independence

Is spending the most productive years of your life chained to the job market to collect a lot of rarely used stuff that gathers dust in the closet or takes up space in junkyards a wise choice?
Jacob Lund Fisker • Early Retirement Extreme: A philosophical and practical guide to financial independence
the importance of consistently living below your means throughout your life cannot be overstated.
Jeff Yeager • How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement
For instance, in my experience one towel will last four years if it's the only one in use. Consequently, a set of four towels in rotation will last a good 16 years. Similarly, if t-shirts can be washed 100 times,61 are only worn once between washings, one is worn every day, and you have 15 of them--which shouldn't be a problem if you participate in
... See moreJacob Lund Fisker • Early Retirement Extreme: A philosophical and practical guide to financial independence
The design presented in the rest of the book rests on three pillars. First, reduce waste and increase efficiency. It's possible to live with the same benefits as the rest of society for one quarter of what the average consumer spends. Many of these