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Did he freak out or start yelling about how to negotiate out of bank fees? No, he simply pointed out something very gently: “What if you focused on your overdrafts? If you eliminated just those fees, you’d be so much better off.” Simply avoiding overdraft fees was a Big Win for her.
Ramit Sethi • I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
Ramit Sethi • 1 highlight
amazon.com
I recommend the envelope system, in which you allocate money for certain categories like eating out, shopping, rent, and so on. Once you spend the money for that month, that’s it: You can’t spend more. If it’s really an emergency, you can dip into other envelopes—like your “eating out” envelope—but you’ll have to cut back until you replenish that e
... See moreRamit Sethi • I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
card bill or risking my wrath by paying just part of it, pay it on time.
Ramit Sethi • I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition)
#702: Morgan Housel — Contrarian Money and Writing Advice, Three Simple Goals to Guide Your Life, Journaling Prompts, Choosing the Right Game to Play, Must-Read Books, and More
open.spotify.comMiddle class people have a different focus. They take their money and they buy what I call “Wealth Reducing Liabilities”. A wealth reducing liability is anything that you buy that takes money out of your financial house. The longer you own it, the more money it takes out of your financial house.
Myron Golden • From The Trash Man To The Cash Man
Avoid financial debt. Don’t spend money you haven’t earned.
Avoid social debt. Don’t spend goodwill you haven’t earned.
Avoid calendar debt. Don’t spend (free) time you haven’t earned.
The disciplined earner can be a guilt-free spender.”