Theses for 2020

...dramatically rethinking what homeownership can look like and most likely divorcing the concepts of house as residence and house as savings account.

Most Americans are not in good financial shape. We know this. We know that 40% of Americans can’t afford a $400 unexpected expense and that household debt is higher than ever.

...there’s opportunities for better governance and data/privacy within companies, for users to secure themselves through more private alternatives to traditional technologies and services

Better aging is more a preventative and all-encompassing problem and solution set, as opposed to focusing on the elderly which is largely healthcare-related and corrective.

On affordable housing

On homeownership and building equity

On identity and privacy

...this non-exhaustive list of spaces and problems I’m (still) thinking about.

...new approaches to climate-related insurance lines (flood, wildfire, etc.), re-location away from vulnerable areas, and sustainable building techniques and materials (even deconstruction).