The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
Joanneh Nagleramazon.com
The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
Keep this in mind: What it costs you to be right is your intimacy with others. I can tell you right now that when we blame our partner and think we have all the answers, we are not being honest with ourselves.
Joanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
Yes, you do get to choose how you spend your money, but you’re the adult here—and you have to take care of all of your needs.
Joanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
It’s also fine to pay the bills together from one account, and then divide up the Daily Needs cash and Savings money. But I don’t recommend doing that if there’s been angst-ridden debt trouble. Why not? Because inevitably, one partner will tend to opt out of the bill-paying process and dump it all on the other partner, claiming, “I’m just no good w
... See moreJoanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
We create a Spending Plan for our vacation, give ourselves a daily average of cash to spend for expenses, and list what we spend in our Magic Little Notebook.
Joanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
Why should I try so hard to save for things that I want? Shouldn’t I just spend every dime getting myself out of debt? No. How come? Because you’re learning to live—and live well—on what you earn, on what you bring in. Living within your means and funding what you love to do bring you into the present moment. It generates contentment. It allows you
... See moreJoanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
Changed behavior means, first, that we stop debting. We cut up, cancel, or freeze all of our credit cards and credit lines. Second, we use the Debt-Free Spending Plan to learn to live within our means. Third, on the Debt-Repayment Plan, we list every creditor we owe money to and pay them back something every month.
Joanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
the steps needed to begin creating your own debt-free life: 1. Agree to stop debting and freeze, cut up, and/or cancel all credit lines and credit cards. 2. Create a personal Debt-Free Spending Plan and begin to live within it. 3. Use Savings accounts and Fun Money to fund what you love, even if you’re saving small amounts. 4. Develop a Debt-Repaym
... See moreJoanneh Nagler • The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All
we avoid letting the unsolved problem sit there so we can size up its dimensions, feel what we feel, and then proceed thoughtfully. So my suggestion is simple: When you begin to address money issues with your partner, don’t come to the table with all of the answers. In fact, don’t come with any answers. Just open up the topic for viewing, discussin
... See more