How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement

I was both comforted and energized in knowing that I didn’t need to earn a full-time living doing it. That freedom to fail, or to set different measures for my success, or to change my mind or direction entirely at any time—none of that I’d ever had the luxury of experiencing before in my life. And,

many lines offer so-called “repositioning cruises” at dirt-cheap fares. In general, you need to be able to travel in the spring or fall to find these deals, depending on the destination/routing. Check with individual lines for any repositioning cruises they may offer, or websites like www.cruisedeals.com.

Private tour guide If you live in an area frequented by tourists, let your local visitor’s bureau and chamber of commerce know that you’re available to provide private tours of area attractions to groups and individuals. If you want to get really serious about it, check out the National Federation of Tour Guide Associations (www.nftga.com).

Remember, retiring the cheapskate way is not about sacrifice or deprivation. It’s all about choices.

Time to Capture Missed Savings Opportunities

The free website www.​carbibles.​com provides easy-to-understand visual (and even occasionally entertaining) advice for everyone from automotive novices to aspiring expert mechanics.

the importance of consistently living below your means throughout your life cannot be overstated.

becoming a volunteer usher at theaters and concert halls. Those facilities that use volunteers as ushers—and a great many do—typically allow you to see the shows for free and often invite volunteers to backstage events and other special functions.

Life coach I’ve never understood why every “life coach” I’ve ever met seems to be twenty-four years old and still living with his parents. What the heck does he have to teach anybody about life? On the other hand, older folks—particularly those who have learned the secrets of retiring better, earlier, and happier—have a wealth of life knowledge and